First Time Buyers
We’re here to support you make your first purchase and find you the most suitable deal to get you onto the property ladder.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
At NMI Mortgages & Protection, we understand that buying your first home is a daunting experience. We work hard to make the process as straightforward as possible, helping first time buyers find the most suitable deal. We will guide you through all the fact, figures and decisions from start to finish. There are costs that you need to take into consideration such as solicitors, surveys and mortgage arrangement fees. The first step will be to talk you through all of the costs and how and when you will need to pay them.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Co-Ownership
NMI Mortgages & Protection are proud to support customers who are buying a shared ownership home with Co ownership NI.
Shared Ownership is a scheme which allows you to purchase a share of your home based on your affordability. The remaining share will be rented from a local housing association, Co Ownership In Northern Ireland. At NMI Mortgages & Protection we will support you from the first stage application to co ownership & Throughout the full mortgage process.
Home Mover
Whatever your reason for moving home we want to make it as straightforward and stress-free as possible. We will search for the most suitable deal for your circumstances.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
At NMI Mortgages & Protection we want to help make moving home a straightforward and stress-free process. We are continually searching for the most suitable deals in an ever-changing market, so we know how you can benefit from the competition between lenders.
NMI Mortgages & Protection offers step-by-step guidance to help you through your house purchase. This includes a full mortgage and protection review and advice on which mortgage is the right one for you. Our advisor will also guide you on how to best protect your home, family and income, should the unexpected happen.
We will also issue you with a Mortgage Certificate and where appropriate, provide a decision in principle to your agent. Not only that, we will also recommend a solicitor who we work closely with to act on your behalf and even help arrange your buildings and contents insurance.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Self Build
A self build mortgage, provides you money to purchase land and money in instalments to build the property.
Building your dream home is a challenging process, we have experience in dealing with builders, architects and solicitors as well as lenders in this specialised market. It is important to seek the correct mortgage advice before beginning your self-build project. Building your own home can be an exciting and life-changing time in your life and your family’s life. We are here to help guide when choosing the best mortgage for your needs.
Buy To Let
Whether its your first investment or you’re a portfolio landlord, Let us help you find buy-to-let mortgages that will help you make a success of your property investment
MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL SERVICES AUTHORITY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
At NMI Mortgages & protection, we are keen to help any type of landlord, from those just starting a portfolio – to those who manage a portfolio full time or even those who have inherited property. We want to find you the best deal by understanding your strategy both now and in the future.
Buy to let lending is an ever-changing market. It is imperative that you receive the right advice from an advisor who is up-to-date and aware of changes that are taking place.
MOST BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL SERVICES AUTHORITY. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Remortgaging
When your current mortgage product comes to an end, we are here to search for the most competitive deal for you.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
It’s always important to review your mortgage when you have a deal that is coming to an end. You should never assume that your current lender will be providing you with the most suitable product. we can provide professional and informative advice when it comes to your re-mortgage, plus regular reviews to make sure you always have the most suitable mortgage and protection products.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.